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Mommy Jenna

Instant Approval Credit Cards: Too Good to Be True? We Investigate

Maybe you’ve had some financial trouble and there are a few blemishes on your credit.

Don’t feel bad because we’ve all had trouble with our finances from time to time. You may still need some extra cash to get out of a fix.

Are instant approval credit cards the way to fix your problem? Do instant approval credit cards for bad credit even exist? Continue reading this article to find out the truth.

Instant Approval Credit Cards – Yea or Nay?

You may have been reading more about these and wondering if it is possible to get instant approval if you don’t have great credit or any credit. Here’s the truth.

How Instant Approval Credit Cards Work

The short and simple answer is — yes! There are instant approval credit cards and they aren’t too good to be true.

What’s even better?

These instant approval credit cards oftentimes aren’t going to make you wait until you get the card in the mail to start using them.

How does that work?

When you get instantly approved for the credit card, you do not only get the approval notification but you get the credit card number. While you won’t be able to make instore purchases with your card number, you can make purchases online or over the phone.

Let’s say you need a car part. You could call the local parts store, order the product, pay via phone and go to pick up the car part.

It’s quick and easy for you to get approval and get access to your cash with these instant approval credit cards.

You should keep in mind that not all credit cards offer the feature of approval with credit card numbers available instantly. If you need cash right away, make sure to check and see what cards do offer these features.

How to Choose a Credit Card?

If you see there are multiple credit cards that offer what you want, how do you know which credit card you should choose? Credit card jargon can be confusing, but there are just a few things you need to pay attention to when you’re choosing a credit card.

If you don’t have great credit, it is unlikely you’ll be able to get offers like 0% APR for the first few months. You aren’t likely to get access to low-interest rates either.

Keep these things in mind when you’re going through the options you have. You want to find a car that has the lowest interest rate and lowest annual fee possible.

You should also look at the cards to see which ones offer rewards programs and cashback offers.

See which one fits your spending habits, and get your instant approval.

Budget, Be Smart, Save Money & Win at Finances

If you’re excited about instant approval credit cards, you can learn how to manage them and build your credit through our website.

Navigate to your favorite section, drop a bookmark and come back later for more great reads.

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