Do you have an older person in your life that is struggling financially? Whether it is a parent, grandparent or just someone you are friends with, the chances are that they could do with some help. But how do you assist them if you don’t have any money yourself?
The good news is that there are plenty of things you can do. In this article, we will take a quick look at some of the easiest ways you can help somebody out if can’t make a financial gesture.
As the old saying goes, if you give a man a fish he will eat for a day, but if you teach a man to fish he will eat for a lifetime. Technology can be confusing for seniors, so why not give them a hand and teach them? If the senior in your life is anything like most of them, they will still be fiercely independent. They may not be willing to ask for help, and may even refuse the offer of assistance. But teaching them how to use a search engines to find government programs or price comparison websites will give them the opportunity to cut costs in every area of their lives. And they will be able to do it all by themselves.
Check Their Health Insurance
Health insurance is very expensive in this country. And the older people get, the more expensive their healthcare will become. Sure, they will be on Medicare, but that could still mean they are paying a lot for certain drugs or non-deductibles.. And if they are on the wrong plan, they will be spending more than they should. Go through their health insurance with them and see if there are any areas where they could cut costs. BenefitPackages.com have some good info on Anthem Medicare Advantage plans over at their website that will help you get started. And don’t forget to check their personal health insurance as well, or they may be paying for something twice.
Check Their Utilities
Seniors are from a very different generation. In times gone by, people were more loyal to brands and companies and would stick with them for a long time. There is nothing wrong with this in itself, but it can lead to higher utility bills. The fact is; new customers almost always get better deals than normal customers. If they haven’t swapped companies for a few years, you can guarantee there will be cheaper alternatives. Have a look around at websites like First-Utility.com for them and find them better deals for their gas, electricity, water and anything else they pay for. The savings that can be made here can go towards making their lives a lot easier.
These three simple ideas might not sound a lot, but combine them together, and you can cut a considerable percentage off the bills faced by the person you care about. As you can see, you don’t need to have money to help somebody out who is struggling financially. It’s another example of finding a positive out of a negative. A little time, care and attention is all it takes.